®
...where Compassion and Hope come together
THIRD PARTY RESOURCES
We strongly encourage applicants to consider applying for Cherry, CareCredit and/or ScratchPay. While these applications are not required, they can help identify available financial options, as it is not guaranteed that the Compassion Fund will cover the full cost of care.
We recommend completing these applications as soon as possible. Waiting to explore financing options can delay care, especially in time-sensitive situations. These options provide real-time approval or denial decisions.
Cherry is a “treat now, pay later” payment plan that allows you to break costs into manageable payments. The application takes about a minute and uses a soft credit check with no impact to your credit score. Plans can range from short-term interest-free options to longer-term monthly payments, depending on approval.
CareCredit is a healthcare credit card that can be used for veterinary services. If approved, you receive a line of credit that can be reused for future visits. Many plans offer promotional periods (such as no interest if paid within a set time), but if the balance is not paid off within that period, interest may be applied. Prequalification uses a soft credit check, but completing the full application may involve a hard credit inquiry.
ScratchPay is a payment plan (loan) specifically designed for veterinary care. It allows you to split costs into fixed monthly payments. The application process uses a soft credit check and does not impact your credit score. Plans typically range from short-term no-interest options to longer-term monthly payments depending on approval.